How To Make Banana Chocolate Chip Bread | Favorite Recipes

How To Make Banana Chocolate Chip Bread | My FAVORITE Recipes


If you want an all-rounder for any season, banana chocolate chip bread might be it! You can have a slice of this delicious bread and a cup of coffee for your morning boost, serve it as a dessert, or make it a healthy Christmas treat. Let’s scroll up our sleeves and get to work!


The ingredients you need for your chocolate chip banana bread.

All of these ingredients should be at room temperature before you start doing your kitchen magic.

  • 3 large or 6 small bananas: You can measure and make sure you get about 400g of ripe bananas.
  • 250g flour: All-purpose flour is the most accessible and also our choice.
  • 250ml milk: We use mildly sweetened milk so it won’t add to the sweetness from banana and sugar.
  • 80g butter: Unsalted butter is highly recommended, for you can control the amount of salt in your batter.
  • 2 eggs
  • 50g sugar
  • 50g chocolate chips
  • 3g baking soda
  • 3g salt

Step-by-Step Directions

Preheat your oven to 180 – 200oC before starting with the next steps, so your batter won’t have to sit idly. While you’re at it, get the baking pan floured or buttered to avoid sticking and burning.

Step 1: Slice the bananas into small dice or mash them until they become a consistent paste.

Step 1: Slice or mash the bananas.

Step 2: Melt the butter with mild heat and add sugar for sweetness. In a large bowl, mix them with the eggs (yolks and whites). Finally, pour the milk into your mixture and finish the butter mix.

Step 2: Make a butter mix with melted butter, sugar, eggs, and milk.

Step 3: With the second bowl, blend the dry ingredients (flour, baking soda, and salt) and the butter mix. Stir your mix enough to form a smooth paste. If you over-stir, the batter will end up wet and leaking.

Step 3: Mix flour, baking soda, and salt with the butter mix.

Step 4: When the mixture is ready, add half of the choco chips and spend the rest for the topping.

Step 4: Add half of the choco chips to the batter.

Step 5: Pour the batter into the baking pan and sprinkle the top with the spare chips. If you are a banana lover like I am, you might want to put a few banana slices as the final touch.

Step 5: Sprinkle the top with choco chips and banana slices.

Bake for 30 minutes at 180 – 200oC and lower the heat to 150 – 160oC for the next 30 minutes. Use a toothpick to check the doneness!

Bake the banana bread and check its doneness.

Tips for The Best Banana Chocolate Chip Bread

Other than the instruction above, you can keep a few tips in mind for a perfectly moist banana chocolate chip bread.

A few tips for a perfect banana chocolate chip bread.

Ripe Bananas

Only ripe bananas should go into this vegan recipe because they play a significant role in making your bread soft and moist. But what if you don’t have them ready? Here are some quick solutions for you:

  • Use the microwave when you are in a rush. Prod the bananas several times with a fork and microwave them for 30 seconds.
  • Bake the bananas at 150oC for 10 – 15 minutes until they turn brown.
  • Should you have more time in hand, break the bananas in half and keep them in a paper bag the night before. The lack of oxygen will evoke ethylene from fruits and ripen them more quickly.

Choose Your Chocolate Chips

This banana chocolate bread is already sweet enough with all the sugar and bananas, hence we prefer semi-sweet chips for children and non-sweet chips for adults.

Both mini chips and baking chips work for this recipe, thus your preference will have the final voice.

Melted Butter for Moist Bread

Melted butter will bind all the dry ingredients and give us consistency. Cold butter won’t have the same effect. We like our butter unsalted because we plan to add a pinch of salt while mixing the ingredients.

Nutrition Facts



Is banana bread good for you?

From the nutrition data above, it’s easy to see calories, fat, and carbs in chocolate chip banana bread are all quite high. However, the number of nutrients makes banana bread a healthy source of minerals and vitamins.

Though, your ingredients have a great impact on the kind of nutrients you get. For example, flour is not rich in calcium and magnesium compared to almond flour. Also, additional varieties like caramel or chocolate chips can slightly increase fat content and calories.

Why is my banana bread dry and hard?

Although we have such an easy banana chocolate chip bread recipe, there are still common mistakes that you will want to avoid at all costs.

  • More flour than necessary is something new bakers often do, for they are not used to measuring the exact amount. After getting a cup of flour, you can use a flat edge to level the surface and get rid of the excess.
  • Underripe bananas, or green bananas, are very tough to smash. They don’t give enough moisture and flavor to the bread. Spotted or black bananas are both more acceptable. You can also follow our instructions above to ripen bananas.
  • Too much banana is a no. While bananas add moisture to the dough, an overdose of it will make the center of the bread heavy and difficult to cook. If you have spare bananas, save them for another delicious treat!
  • Overmixed batter is the origin of too much gluten, and it’s why your bread ends up dry. Stir your moist ingredients until they become a nice, tender mixture, and stop right there.
  • Check while it’s cooking by pushing any kind of stick through it. If there is no wet dough on the stick, it means your bread is ready to serve. Otherwise, you will need to bake it a tad bit longer and give it another look. Don’t forget that leaving the freshly baked good too long in the oven or on the pan will cause a soggy bottom.
  • Let the bread cool properly on the rack so the texture reaches perfection. Wrapping it in plastic too early might encourage the mold to form.

How do you keep banana bread moist?

If you are going to finish the bread in a few days, you can let it cool completely first before placing it in a bowl lined with a paper towel, which is excellent at absorbing moisture. Use another sheet for the top for thorough coverage. Finally, put the whole set in a food container with a sealed lid. The bread will stay fresh for 4 days at most, then the leftovers will need to be frozen or thrown away.

Freezing is the storage method to keep your bread edible for months. You only need to use plastic wrap and aluminum foil (or airtight bags) and put the entire loaf or separate slices in your freezer for up to 4 months.

Can I leave banana bread out overnight to cool?

Yes, you can leave your banana bread at room temperature overnight to cool it and get rid of the moisture thoroughly. Otherwise, excess moisture will be trapped in the container and encourage mold to grow.

The tasty bread is finally ready to serve!


I have always loved my banana chocolate chip bread because it’s so simple to do and delightful to eat. It’s also an easy recipe for new bakers if you are looking for a weekend delicacy!

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